Title insurance premiums are standard in PA and easy to look up.

Would you buy something like this in hopes of having the city pay a premium and should I fix it up or wait?

Wait till you get an SBA loan and they want you to buy life insurance to cover the balance owing, guess we could throw in mortgage insurance premiums on government loans, filing fees for public notices and we forgot transfer taxes!

We bought our rental in February and paid the annual insurance premium in full at COE.

In this market, no one in their right mind is going to pay a premium above market value.

Almost all local banks do secondary market lending, as they earn very nice fees from the yield premium when they resell it.

Make sure you know won't be buying into a tight market with many families looking for a home and many investors looking to capitalize on the influx of renters.I would avoid any fixer-upper for a while since most contractors in the area are likely charging "storm-premiums."

Yesterday's Sunday edition of the San Francisco Chronicle featured a story on the cover of the business section that heavily featured my company.

EDIT: I would also suggest you perform a title search on a given subject property and make sure there is enough equity for your needs before going to the trouble of locating the grantors.

The only time I have seen it excluded or with a higher separate premium and deductible if for vacant dwellings.