I am In similar position with my 21 year old.  

I know that we are in a good position.

I really like the equation, though, because it does encourage/provide the idea that house hacking can truly increase your personal net worth and be a better option than for example  (having a relatively higher income in town A but you rent versus lower income in town B but you house hack -- the NWROI may tell you house hack in town B!

Lots of other EP options for building the box are available now.  

I have some great lender options here.

For example, if it was a ten year lease starting in 2017, then you would need to honor it through 2027 - if there was also tenant options to renew then those also would need to be required to be honored.

Maybe less)(the extenuating circumstances would be lay off's during covid)BACK STORY- i was about to file my chapter 7 bankruptcy, I looked through all the positives and negatives (so i thought).

We had it professionally decorated and will be leaving it furnished as an option. 

I don't mind moving here and house hacking, I currently rent and actually really enjoy the area from what I've seen, so that is definately an option.

@Greg Todrank most banks now offer options to pay bills online:1) Via ACH- You need their bank account & routing numbers to one-time enter in your banks online system.