Complexity being that my mom is retired and doesn't want ANY income for whatever financial planning reasons and she doesn't want to do the work, but she's liking the idea of keeping the wealth in the family and we've had a very good financial relationship for my entire adult life.

I am not a first time buyer and am looking to purchase for investment reasons.

Has anyone used Chris Rood coaching or Vena Cox-Jones?  

The reason I am planing to insure this duplexes at $60K each is because I am purchasing them at $21.4k each.

The reason is that YOU are not really approved, as you would be for conventional financing.  

I think it's unlikely you'll find a builder in that area that will provide high-end finishes at $90-110/sf.If you're willing to manage the project yourself (and bring in subs), those numbers seem reasonable, but not for a turn-key builder.

Coming out of college I understand 100% that it is extremely difficult to fund and operate an entire deal yourself for a variety of reasons.

My wife and I feel electric is more dangerous because the surface could be hot long after you turn it off and you are more likely to burn food because you cannot control the temperature as well.We see valid points on both sides of the argument so would like to know what you all have in your rentals and for what reasons?

We put all occupants of legal age on the lease for the reason of additional parties to encumber if needed.

No reason was stated.We only got a quarter of their earnest money.I was under the impression the earnest money exists to protect the sellers in these situations.