Set up times to meet with each one individually and lay out your expectations and sign your lease if you can't get one from the owner.

It sounds like I need to do more research into individual lenders and see which one I connect with best and would be the most responsive.

Just get rid of him and find a qualified renter to replace him.When more than one renter occupies, they are under "joint and several liability" which means each individual is 100% responsible for the terms of the lease.

If the property had multiple mortgages, it's possible the junior lien(s) were stripped in the BK, enabling the property to be sold for less without a short sale.

And all the lenders that said they could do the loans individually for each house, then said they couldn't do it because they're residential properties in an LLCs name.

I mention #2 because most hard money lenders will require you to take title as an entity and not an individual.

Advantages: you can scale, the building qualifies for the loan, numbers work better, the building is treated as a business and valued by the NOI instead of being valued by the comparable in the area.Disadvantages/Things you need to be aware of:  If you have never done a commercial deal before usually a little harder to get financing so I would talk with a loan broker instead of going to individual banks. 

Some of that it seems that it is left to individual lenders to determine but I have another conversation coming up with a separate lender that hopefully they can shed some light onto it some more.

Note those that are owned by individuals versus entities.

Here's an article explaining submetering: https://flowritemetering.com/w...Installing individual city meters can get expensive, for you and the tenants.