My girlfriend is just finishing up her schooling and internship so isn’t making any money right now but will be able to get a good job shortly after we can move.So I’m thinking of doing the 1031 into a duplex we can live in half of it and then once she has the new job we can buy a SFH together. 

In April, shopped around a bit with a different agency, but they couldn’t find a cheaper rate.

The highest insurance rates in the country are in Florida right now, but I still like the state in general.

There is very strong appreciation over the last few years even with the high interest rates. 

I have a few of my higher priced ones in my personal name because you can have up to 10 conventional in your personal name and they have typically have lower rates, so might as well save them for the bigger ones.The majority are in LLC's. 

In April, shopped around a bit with a different agency, but they couldn’t find a cheaper rate.

Obviously looking for the lowest interest rate possible!  

It's hard with interest rates and homes between $350,000 to ,$500,000.

If you have an appetite for 30 year type loans and willing to accept rates at 7% currently.

The mantra of go to school, get a job, buy a house, work hard till you're 65-70, then live off retirement till you die is a nightmare.