Thank you Chad, Do you mind if I ask what region your contract property is located? 

Also, @Gary McGowan and @Rachel Oliver individually hold their own Meetups within York Region if you want to send them a note. 

I went thru this with a tenant that was collectible, she worked at a large regional hospital.  

This is my first time starting a discussion on BP after lurking for a while and listening to the podcasts for a couple years.Recently I have seen numerous posts, most recently by @Alex_Franks regarding the major disadvantage to investing in buy and hold properties in SC, specifically as it compares to our neighbor to the north NC.Since I live in York County and have invested in both regions for the last 8 years or so I am confused and hoping the collective knowledge can educate me.Now to start with I am well aware, and anyone investing in SC should be as well, that non owner occupied properties are assessed at 6% vs owner occupied properties being assessed at 4%.

Wondering if anyone in the region can give me a reputable referral to who you are using for your title company and/or attorney.  

One of the things I have picked up here about markets is that they are regional.

I am going to research on what is Thermal imaging, but from experts in north of DFW region : Is it usual to get Thermal Imaging done, during inspection? 

You are right the smaller regional banks, or the 2 branch in a town kind with actual investment banking mindset, and ability to approve by hopping over to the VP's office next door can get you an approval within a week.

She's currently with a regional bank that's located  here in the greater Seattle/Tacoma area. 

@Mushfiq S.The main thing I would look at again is systematic and unsystematic risks.  2008 was a systematic downturn in RE, although some regions were adversely affected while others, like the red states in the midwest barely felt anything.