@David FalkoffIn the webinar slide deck I attended for the EIDL loan, they indicated you cannot use this loan for "speculative real estate purposes."

Are you saying its so hot that investors aren't getting proper cashflow to make deals work, and that buyers are speculating on continued appreciation to justify purchase prices?

I just got my first property last July, and all of the recent market chatter/speculations steered me away from buying.

It's really not that much rework, though that's pure speculation.

Account Closed might have the experience with the topic of holdover tenants in Chicago.Seems to me like you'd need proper notice to actually move their stuff even if the tenant was MTM but I'm just speculating. 

Many speculative investors with over confident numbers purchased short terms rentals in Hot Spots near national parks based on the returns of a short term rental.

They speculate itll return to 6% this winter but that info wont come out til 2024 you need to tag @James Hamling , he is so hilarious with how SPR oil reserves declines and oil is still three-bucks-something lol.

I will use it as an instrument right now, especially for the houses I feel I will speculate on and cash out on the earlier end of the 8-15 year mark.  

My base is RE and cash and stocks are my speculation.

Maximizing profit is exactly what the Realtors, lenders and investors/speculators have done in a rampant fashion, and back to the original question posed by the OP- thats the root of the problem you speak of.