For a property like this, even in California, I would anticipate at least a +7% CR.Additionally, betting on appreciation is speculative and not the best approach to long-term investing.

If I set aside $8500 for it, and in 10 years have to pay almost $11.5k, I will be short $3k. 

We were planning to sell the property as townhome/condos but ending up selling to a Airbnb short term rental buyer.

The lending terms (specifically the down payment requirement) are generally much more favorable for an owner occupant and you can always convert it to a rental property down the road.Good luck!

I want to purchase my primary home there with creative financing options, because like all of us I want to set more favorable terms than the traditional lenders can set.

Good afternoon,I have a property in Gainesville, FL that I am thinking about turning into a midterm/short term rental. 

Yes, I have contacted a few lenders to find the best terms/rates.

You are buying their terms and their contract along with the property.

Evicting a tenant from a rent-controlled unit typically requires a valid legal reason, such as non-payment of rent, violation of lease terms, or the property owner wanting to occupy the unit themselves (owner-occupancy).

I am liking what I am reading as far as the terms and options are concerned with Quickline Capital.