Worked with a long time friend and excellent investor-friendly agent, Dean Esquibel.

I have a lot of skills to offer as I manage four retail stores that net >$1M per month in sales, hire/screen candidates weekly, have excellent critical conversation/confrontational skills, and I am the personnel leader for more than 100 employees.

It is inexpensive and the cap rates are excellent!

And this is for a very strong sponsor with excellent opportunities for repeat business and deposits who just completely rehabbed and stabilized the property.

Excellent, thank you @Jesse Gonzalez for the response.  

I service O'ahu but know some excellent agents on Big Island.  

I have:- a good amount for a down payment (around $40K+)- an excellent credit score over 800BUT:My current and past few year salary is very low (under $20k/year) which is high in China because cost of living is much cheaper.

It's an excel spreadsheet thats 88 pages long, with the owners name or LLC, address of property, and amount delinquent.  

It’s an excellent place to start, and can answer many of your questions.

I get excellent returns as a private lender inside my retirement account and hold all RE outside of it.