Recently, the university put their interest up as collateral for a $35m bank line of credit to expand the campus.

Even if you had 20-30, you would receive the bill, log in to your bank, set up the payment- done.

I just use the tax assessors calculator and it explains all the formulas. 

They also likely understand you supposedly cannot ask them WHAT health concern.You can, of course, ask for the name of the  medical provider they have seen that has diagnosed this "health concern".If you don't wish to go this route you can explain to the tenant you have addressed this issue with professionals but if they wish to break their lease you will place the unit on the market and once it is re-rented they no longer owe rent. 

this explains the process    http://www.foreclosurelaw.org/Texas_Foreclosure_La...

If you know of or have used any banks or credit unions that consider these terms, please let me know. 

If you go to a smaller or midsized bank they might have a loan type referred to as "portfolio" or "commercial".  

When you take this deal to a lender, you need to be able to explain to them why it is a good deal so they will give you the loan.

Now you will have to talk to a tax professional and a lawyer about how this truly benefits you but it was explained to me as a major benefit.  

I know you can use private lenders like family and friends, but when it comes to getting loans from hard money lenders or banks, is it possible?