I only have about $25K for a down payment so I was hoping to keep property costs at about $100K so that I could divert the PMI.Also, thank you for the tips, I'll look for a 2 bedroom since it's much more marketable or at least a 1 bedroom where I may be able to convert it to a 2 bedroom.

Any tips,tricks,and words of advice would be greatly appreciated.

Understanding the verbage, like “house-hacking” and why it has picked up so much traction is just the tip of the iceberg when it comes to adapting and implementing change in the way someone should do business.

we are a party of 3 that are just starting out , we have many obstacles at the moment. does any one have any tips or recomendations on how you solved a problem ?

@John Christodoulakis, yeah, read Donavon's linked article.

Second if they like my page I have a direct link to their facebook page which is important for screening.

Hah my bad - I won't post the website name but its on the Thurston County Treasurers webpage. 

I will check out the link.

@Mark RiderDid you reach out to the lenders listed on the following link?

I'm mostly just reading the stuff in these links and any additional info would be useful:https://www.cityofberkeley.info/str/https://www.cityofberkeley.info/Planning_and_Devel...https://www.cityofberkeley.info/City_Manager/Press...https://www.cityofberkeley.info/Rent_Stabilization...Thanks in advance!!