I agree with @Theresa Harris and @Adam Martin - the $2,000 daily limit with Zelle is not an excuse to be late, you shouldn't even be hearing about it. 

We have some definite survivability. 

If I find one, the obit lists names of surviving family and I chase those folks down.

@Theresa Harris Yeah the returns on the numbers are looking great, which is why this is such a dilemma!

Quote from @Theresa Harris: Talk to your PM. 

So naturally, NOT all but many banks are in the process of looking at balance sheets, liquidity and making sure they are able to survive during these times.

My wife was a spender did not understand how the real estate investing would work.Fact I did not really know for sure how it would work only my work ethic and willingness to put my heart and soul in to it.We did argue big time about it some marriages may not have survived it but she stuck with me.We now are enjoying some of the fruit and labor from investing, she is a believer now!

Quote from @Theresa Harris: Why not go and knock on his door and say that you've noticed it has been empty for a while and were wondering if he was interested in selling it? 

The more you leverage, the less buffer there is between survival and losing it all if things do NOT go as hoped.

"A man has to know his limitations" -Dirty Harry.