I would not quit claim the property to your husband since you still have liability for the home.

And no offence to Steve, may he RIP, but the Japanese have been working on this for quite some time ;)http://money.cnn.com/2004/04/06/technology/personaltech/japanese_future.rb/index.htm

Actually all these definitions are totally out of wack with those that were initially used by lenders and commercial property brokers way back when and were the accepted classifications.I quit asking about 20 years ago, and just use my own categories for my own mindset.

I have done quite a bit of business with them and its one of those banks that I intentionally go in every month to make mtg payments to get face time.

I would allow him to sublet however I would have to approve of the roommate and it would make the process a quite bit more difficult.I'm still in that "new idea" phase and I only tend to look at the positives.

It's not just disaters from mother nature but also from others in the complex, external factors, marketing, financing, maintenance and the image of the complex over the years.

If they continue to pay late, I enforce the late fees and pay or quit policies.

That being said, a fella by the name of Michael Jake has some really quite good 1-2-3 wholesaling tutorials out on YouTube (no plug, just found them helpful when I was starting out).

The websites usually seem quite promising about ones future lifestyle to come, but having paid for a couple of trainings in other real estate areas I"ve become a little more discriminating.

I would try with your current insurer (unless it's Safeco).Allstate is quite popular, but are limited to insuring 4 properties - http://www.allstateagencies.com/DeanBarnard/WelcomeAmerican Family Insurance seems pretty flexible and will insure over 100 properties - http://insurance-agency.amfam.com/GA/robin-l-mitchell/Can your property manager recommend someone?