Willing to sell, refi or HELOC my current Single-fam, but am not willing to sell my triplex, only access the equity.

Currently our rental real estate equity portfolio is somewhere in the range of $1.8 - $2M.

I currently am a realtor in Illinois and I operate my business under a LLC.

I currently have 4 SFH rentals in the southeast, 3 of which are owned free-and-clear save for property taxes and insurance. 

Purchase price: $100,000 Currently under construction.

If more than 3 years has passed, submitting the continuous use affidavit signed by the current owner if still under contract or past owner if settlement already occurred  can sometimes help but not always the case.

Details:- 19 occupied spaces, currently grossing ~$6,900/mo- 9.5 acres with enough septics and wells (and approval from the county) to have a total of 44 pads!

Almost all of the current investors doing Subject To, as taught by the popular approach of over leverage and little to no money down, are people with little to no capital, no ability to get a mortgage, with no experience and no ability to over come the issues.

Currently I can purchase a 550K home in Toronto with 10% down payment (I am able to save around 30K in a year).2) Should I not buy my first home and continue to live in a rented place and invest that money somewhere else?

The current guidelines reduce to 50%+/- and there are the equivalent on the waitlist.