I would need to do a cash-out refinance or use hard money lender to attain the equity in the property.

It is a legal document that is used in real estate transactions involving a lender, borrower (property owner), and a trustee.

Connect with a lender to see what you qualify for and how you can improve that situation7.

Lenders don't care if a property is on the MLS, doesn't factor in to their decision making at all. 

I have been seeing a lot of lenders tightening up on cash out refis and appraisals coming in lower.

We recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

Regarding your question, DSCR lenders are funding millions of loans a month right now- it's not hard at all to find a DSCR lender. 

Double check with the lender, but here are a couple of options:1.

If my property has 4 units (2x2bed/1bath and 2x1bed/1bath), I need to look for the similar quadplex within 1-2 miles radius to compare.

Chris,For non owner occ loans in CA or commercial loans if you wish to pool investors one way to do it is through a CA RE Broker who can legally fractionlize a single property into 10 or less co lenders as to thier % interest in said loan.