I was told I cannot do a conventional CASH OUT refinance once I lease it to an operator of RAL since lenders do not lend if you run a business in your house.

Home Equity Lines of Credit (HELOCs) or cash-out refinances can access built-up equity without selling the properties.

The difference between interest rates on a conventional loan and a DSCR loan can be significant and cut into your cash flow.

Don't we think investing in the US is risky with high interest rates, historically low affordability and cash flows and high prices inflated by 15 years of artificially free money that's gone for good?

Why the high cash in? 

2. is it different then a Cash out refi?

Purchase price: $355,000 Cash invested: $20,000 Sale price: $500,000 I purchased a 2 bedroom 2 bathroom condo 1488 sq ft. located in Chino Ca.

That rate, that cash flow, that small amount of debt, no way I am letting it go.

Technically, if you put 50-75% down almost anything would cash flow but then you would be cash in heavy.

If not, then this is a big barrier to overcome. 121 of the 612 sales were cash.