I have background in equity arb hedge fund as a generalist.

You are paying yourself 9.5% on top of a 5% growth in equity.

I’d include a copy of the bill for each notice put up so they can visually see the costs they are incurring for their inequities

Additionally, a partner and I built a real estate company with assets of over 20 million and 8 million in equity within a 6 year period of time.  

For instance, if those cashflowing rental deals give you a 10% cash on cash return when you have a property manager running them, and you want to have $100,000 a year in cash flow, you will need $1,000,000 in equity.

Deals are there but every 1% you add to the interest or percentage you give up in equity makes the deals harder to make work.

I will continue to purchase properties for 20k or less to own free and clear with 50k plus in equity every month!

MI of $100 per month drops after 6 months due to having over 20% in equity.

If you don't have 15% or 20% in equity in the property, you can also put more money into that (the same money you would use for the down payment on the new primary can be used, instead, as helping with getting you to that 15% or 20% equity threshold to qualify for a DSCR or Conventional investment loan). 

The SFH has over $100,000 in equity and the Condo has $60,000 in equity.