Wow, that's some rapid growth.  

Portland Oregon has received top city to live in 2 years in a row, and growing at a rapid pace.  

I run a rapidly growing furniture company. 

Thanks for the rapid response and advice!

Typically I get a lump sum of cash at the refi closing (usually enough to cover my purchase price plus some extra) and then the balance is doled out in increments as I complete the work and show receipts to the bank.

Reasons for my strategy:-They can probably handle the initial incremental $50 increase, which means you get paid while they adapt/find an alternative-It will help you gauge if they can afford market rate. 

With graduate school (Industrial/Organizational Psychology; don't worry, nobody knows what it means) and the first few years in the workforce behind me I am getting serious about expanding more rapidly over the next 5-10 years. 

I am originally from Grand Rapids, MI and have been starting to evaluate rental properties in the area again.

Kalamazoo and Grand Rapids are safe bets too. 

I plan to purchase a quad-plex using a FHA loan, and I’m looking to purchase around the Cedar Rapids/Iowa City area.