Traditional refinancing and selling has proven challenging, so I’m considering more creative options, such as private lending or partnership arrangements.Questions for the Community:Have any of you dealt with a similar situation? 

Guessing none of your options are going to be cheap!

I have some thoughts to your question:1) Maintenance service plans (requires agreement with preferred vendor, or if you have maintenance staff, through your company)2) Landlord liability insurance through third-party insurance providers (note: this is in addition to a Dwelling Policy, which the owner should already have)3) Lawn maintenance service programs (requires agreement with a vendor for agreed-upon pricing, or if you have lawn staff to provide this service, through your company)4) Fee in lieu of security deposit (requires agreement with insurance company that provides this service)5) Increased inspection options (e.g.

As for other potential challenges, keeping the layout consistent and dealing with any uneven subflooring might be things to watch out for.I've had a similar experience with a project like this, and I found that using this comparison site really helped me find affordable service options.

Tried a simple Google search but was surprised at how thin the options seemed to be.

write them a polite letter, with your request for payment with the option(s) that work for you. 

If you have significant income and net positive then it’s something to consider - if not then I wouldn’t do it

This might entail buying a single-family home with rental potential and living in one area while renting out the other units, or it could entail buying a multifamily property and living in one apartment while renting out the others.Financing Options: Look into traditional mortgages, FHA loans (for home hacking), and other inventive financing techniques.

Wilmington, NC was also mentioned as a potential investment location.Virginia - Richmond and Virginia Beach were suggested as investment options, especially for an investor located near those areas.Florida - Jacksonville and Tampa were two Florida cities mentioned, although there was a concern about rising insurance costs in Florida.Tennessee - Both Knoxville and Memphis were listed as possible 2024 investment locations by one investor9.

Even if you do I would sell this unit.The negative $3k will decline with time and eventually go positive.