I'm not sure the new ordinance that passed in late 2019 allows for two short-term rentals on the same owner-occupied property.

Over 90% of conventional mortgages are written for owner occupied, so you are not going to find a mortgage broker that deals only in investment property. 

They will be occupied for about another month and we have just listed the unit.

You’ll stay fully occupied for longer in the panhandle.

There's definitely a threshold on price and occupancy that make AirBnBs a lucrative investment though falling below this threshold by either being underpriced or under-occupied, can result in you having to pick up the tab to subsidize the property.

A two-bed unit will typically be occupied by a single person or couple and they can easily wash dishes by hand.

My fiancé and I currently own 2 multi families under conventional loans (a 3 family owner occupied for 3 years and then moved out to owner occupy a duplex).

One thing to also always confirm in the bylaws is what the percentage of owner-occupied units is in a development by the HOA.

Not homeowners insurance which is designed for owner occupied properties and include other lines of coverage like personal contents and jewelry watches furs etc.

"House Hacking" is now such a fad that those MFH with one open unit fly off the market even faster than the shiny object dream homes for owner-occupiers these days.