Here's my podcast where I shared my wins, my mistakes...even my biggest LOSS in real estate.http://www.biggerpockets.com/renewsblog/2014/04/10/bp-podcast-065-creative-investing-wendell-de-guzman/No pitch.

But I don't want to put granite in if that means over improving for the area (which I think it is).It will most likely be an exercise whereby I do a walk-through with the contractor and decide what is feasible and what is not based on my budget.

I wanted to know if this was feasible.

They probably took a pounding years ago on losses and are now trying to squeeze more out with a market recovery and limit losses.

When they start the place on fire, their dog bites someone, slips on ice or in my case, falls off a deck... the renter policy will help mitigate and in some cases prevent you from inquiring a loss record on your policy.

I moved to another city due to job and rented the property out because I did not want to sell at a loss.

If they were everyone would be rich.In terms of unit mix, the more units in a building the greater protection against vacancy loss, however the more units the higher the priceIf you do not have 20% to put down odds are that you will have to use FHA financing which is only available for owner occupants.Where I live I could not get a good cashflowing property in an area I would like to live, so I buy in more urban areas.

No real loss for them.I work for a very small "boutique" brokerage, and we have fewer than 10 active agents.

Is it feasible to be approved for a home loan with only part time work of some sort?

PM has the burden of getting good tenants to fill properties, a bad rep would make that difficult, and there in a loss of business and revenues.