Think rent growth in a city like Seattle or Boston, but in Chicago, you can actually afford to get into the game.

Or from the actual 10/15 year loan?

Have you ever heard of hard money loans?

I was in your shoes back in 2011 and this forum actually gave me a push to make my first investment purchase.

When it comes time to actually invest, you will typically be required to show some sort of verification - either a signed financial statement if you meet the requirement on net worth, or income tax returns if you meet the requirement on income.  

Learned a lot and made money so it was a win.

For example, some Ithaca mailing addresses are actually under the jurisdiction of Newfield or Dryden. 

Hey @Cameron Fowler, I run a hard money group in Chicago and we're active in Indy.

the best plan might be to charge you full price then refund the money equally to you and your sister to avoid maximum taxes. 

We bought our 1st home, saved some money and bought a duplex investment property.