I've seen this hold true in so many different places.

Maybe a lower down payment will not impact your payment dramatically but will help you preserve funding for the next project.Thats true.

Is this true?

The true secret to success is failing up. 

You don't have to worry about evicting military members as much (not always true b/c people are still people, but definitely less likely).Bad - If a base closes, and there is not enough employment beyond the base...your rental could be in real trouble. 

Also if it’s too good to be true, then it’s too good to be true.  

You must have a trustworthy property manager or contractor to oversee the rehabs, plus true/honest ARV comps.

I think the simplest way to vet them, other than the too good to be true offers, is to verify they’ve actually lent money in your area by simply searching the county site where mtgs are recorded, for whatever name they lend in. 

There is a true lack of consistency from the city and we can do 10 jobs the same way and it'll pass the first 9 times, but not the 10th (especially on roughs).

My favorite quote is "There's always enough time and money for what's important to you" and this holds true to pretty much everyone!