Foremost has a product where you can have what they call a "functional modified replacement cost policy".

The bums won't be attracted to a complex where the landlord has a zero tolerance policy.

I've been looking for a cheaper landlord's insurance policy and have found some but they don't cover water damage.

If you have enough seller credit you can pay off the entire mortgage insurance policy as well for a buyer to make it easier for them to qualify for your home that you're listing (no monthly MI).

The policy of not paying agents representing themselves is questionable legally, I believe, though banks have always gotten away with it.

There are pros and cons of LLCs:Cons: Need insurance (including umbrella policy)You are restricted to commercial financing; for me that is 5-5-5 ARMs (total mortgage due in 15 years max)You file two tax returns (1 LLC, 1 Personal)Pros: Depending on your state, an LLC offers protection to the assets outside of the LLCLLCs are pass-through tax entities, meaning that any taxes pass through to your personal tax returns.

I would do a landlord policy.

Their pricing of commission policy is frowned upon.

What end goal are you aiming for specifically?

I spoke to their code compliance supervisor and also their business office, they told me the same, they will discount 90% once it passed inspection.But you are right, not in writing, they could change their mind, policy could change, they could have misunderstood.