However, after Harvey, it is perhaps always best practice to put on flood insurance for Houston properties.

She's owned the home for 20 years and the tax records online only show the home in her name.  

As far as I know Susan is by the Big Bear Elementary School and Tracy won't be an option.I got quotes from all brokers I was referred by local professionals and contacted other local brokers I was able to find online, but looks like Big Bear companies want a good cut or have no providers to write in the area.Also still shopping, but what works for me is when searching "vacation rental insurance", in the results companies like CBIZ provide great and better coverage for less money compare to local brokers.Need to call around because looks like it could be different for every house located in different areas of the valley, meaning what works for Jared may not work for Susan because they are far apart from each other.If any other short-term rental insurance agencies see the message and feel like they can provide us all with a reasonable policy, please join the conversation, would be glad to see you in here))

I plan to be well educated by then and well practiced in analyzing properties.

if they are a standard size, you can buy finished end panels and tie kicks from any cabinet store or online

I don't care what you say your credit score is or how many homes you have purchased or that you got approved online with Bank of America ...Bla...Bla..Bla... 

Usually they'll search for you online and if you don't have an online presence it'll be harder to build trust with them.

I just utilized an online DTI ratio and my backend debt is a little higher than what mortgage companies may like.Again many thanks for your advice as I appreciate it much!

In fact, this is such a common practice, that a lot of agents in my area will swear you can't negotiate this and that no matter what, the seller will end up paying for the buyers closing costs.

I see the collateral assignment of note and mortgage document on line.