I use those 0% for a year balance transfer/convenience checks citi offers a lot too.

For those of you making a decent amount of MLS offers every month (15-20), how are you tracking and following up on your offers?

Both options have merit: the standalone approach allows for independence and customization, while the duplex route offers potential rental income.

Thanks for the offer Stefanie. 

I will gladly take you up on that kind offer lol.

I've noticed a concerning trend: every time I generously offer valuable insights and knowledge, someone else swoops in offering the same information but with a price tag attached.

I even got an email from a private lender offering a loan AND the collateral due to the borrower burning through capital and now they are stuck with it. 

Many of the online rent collection sites also offer tenant screening. 

So while you might walk into branch A and not get an account, branch B of the same bank might have someone who can put 2 and 2 together and it will be no problem.Not all banks offer 5%+ rates for commercial accounts, but many do. 

Originally contracted to wholesale this Dulpex all offers were coming in low so we took it down with hard money and fix and flipped it How did you find this deal and how did you negotiate it?