The easy answer is send the deal to a title company and get a title report. 

The title or manner you address the worker is inconsequential.

Since this is my first time seeing this and I havent even had a chance to build a buyer's list, get a title company or find a real estate attorney, I'm like a deer in the headlights right now.

Since this is my first time seeing this and I havent even had a chance to build a buyer's list, get a title company or find a real estate attorney, I'm like a deer in the headlights right now.

For each deal, I'd prefer if just one party is on the mortgage and title.

A lot of questions here...As your dad has a 50% interest, and a trust owns the other 50% of which you and your two siblings are the sole beneficiaries (I presume), it might be advisable to, after the trust interest is distributed, to have your father, you, and your siblings contribute your interests to an LLC in exchange for shares of the LLC (usually called "units").The property would be re-titled in the name of the LLC and the LLC can use it as collateral for a loan.It's usually highly advisable to engage an attorney to draft an operating agreement in this scenario to get everyone on the same page about ownership interest, who is/are the managing member(s), what happens when someone wants to sell -- do the existing members get 'right of first refusal', what happens if a member passes away, etc.

Andrew Adkins at American Abstract & Title Co in Little Rock, AR.

I'd ask my title co how it usually works in your area. 

@Bryan Morgan, I can only assume they're insisting it be a joint account because both of your names are on the title/property-management agreement, which makes sense.Fax them over either an account statement with the account info and both your names or a letter from your bank.

@Shane Craig I create the LLC of my company in the state I live in and a foreign LLC in the state the property is located that will take title to the property.In other words, my my investment company is called A&M Equity Group, LLC, registered in the state of Alabama, and we bought a property in Texas that we raised money to purchase.