Hi BP community,
I am new to the group and excited to meet and learn from all of you. I am semi new to the real estate space. I have 2 single family home flips under my belt and was a partner for an infill. I want to...

Investment Info:Condo buy & hold investment.

Agents will have to step up their game and be held accountable for all sides of their business now.

It's enough to make you question everything, not just about people, but about the whole rental game.

I am a buy-and-hold investor primarily.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

Since interest rate is now high, then IO product becomes interesting.When interest rate is above 6% ; the principal portion of the first 5-8 years is so low that it almost has no point of having principal, so IO loan product becomes (g00d)  product, BUT.....this is the but:1) if i plan to hold the house longer than 10 years hence it's better if I add principal which will reduce cashflow2) but if you plan to house longer than 15 years, and your home appreciate more than 5% yoy, just for the sake of 100 dollar cash flow, then you miss the bigger thing which is appreciation.

Investment Info:Condo buy & hold investment.

SeanOther banks may be different but I have a savings account at the same bank that holds my heloc.

Maybe they're tired of investing in real estate and would rather put their money elsewhere. 30 years of tax deferral lets you hold onto the government's money for 30 years.