Make sure to do your research, some investor friendly lenders charge high fees and closing costs.

We’ll try to charge a bill for the stolen power, new lock ring we install, etc on the previous person, but won’t hold a new owner responsible, nor do we go after landlords who have tenants that do dumb stuff; we just want our meter back and all to be back to norm. 

(I'm getting charged $1k for each 1065)2) Should I have a separate multi-member LLC that takes income from the 5 houses and that is the only partnership return I have to do?

@Christopher Winkler  @Andy Mirza    Over the years or should I say decades this is a constant.but what I do because all of mine are firsts and non are owner occ.and I don't like to hassle the stuff I just make a record of it and when the payoff comes in I add all those charges to the final payoff demand.. as long as they don't get too far out of tolerance and I have to foreclose. 

Note that costs may significantly differ because of accruals, but those are all estimates anyways, so I would only look at other costs (e.g. title search charge, point fees, etc.).

I could have dropped paying for utilities and most likely charge the same rent.

some charges lower like 8% and some charges 13%. 

If the place is painted the installer may charge a bit more to deal with the issue blow off and towel dust off fresh paint. 

Where I am worried about is having a high minimum monthly payment after I, lets say, purchase a $100,000 SFH all cash.Let me give some more data:Draw period = 5 years; where at the end I can either re-apply to extend the credit, or enter repayment period of 15 yearsInterest (as of today) = 5.75%Min monthly charge factor = 1.0748% of unpaid balanceSo with the example of $100,000 SFH purchase, at month #1 my payment would be $1,074.80.

Zillow charges 7-8% fee?