What tools are people using to identify good markets?  

People are willing to pay the high interest rate because they expect to pay off the loan quickly.If you own the home outright, you would go to a traditional bank to cash out the equity.

that's the most powerful way to start. period.and there is absolutely nothing wrong with saving - most people can't even do that! 

I know for sure people will love it but I am wondering if there is anything I should be aware of. 

But when their business relationship with the actual bank soured, the API connection was severed and the people were basically left without access to their money..

People see on the TV shows how easy it looks to jump into real estate.

There are certainly people out there who will do anything to make a deal and make a buck but it's not in my best interest for the client to a) not trust me moving forward and b) have millions of equity wiped out which could hinder future purchases.

I love helping people so being an MLO I feel is a great entry point, however, is it really worth it?

Though sometimes they didn't make sense. 

Given the rate environment I'm not sure that a HELOC makes much sense or if you'll get something significant enough to buy something closer to Boston.