I've closed 3, so definitely not the most experienced on the Commercial Side, but in my experience a lot of these Commercial Lenders want to see a Personal Financial Statement.

Last week I helped a client close on a property just like that in Placer County.

I'd leave the trees, especially since they are not close to the house.

Update: Closed on 4/16/25 What made you interested in investing in this type of deal?

I will close this week on a duplex all in full reno 80k, rented for 19k a year.

If they are already in close proximity with an established presence, there would be little incentive for them to relocate unless your property is a substantial upgrade.

So for a property around 200k 20% down, right off the bat, there is a 5k+ loan discount fee, plus all other fees, that pushes the closing close to almost 10k.

Last house I closed on was Sept last year - I let it sit and started working on it in March.

Account Closed hi Zach do you know under what circumstances you can use losses to offset your W-2 income?

I never had to do it but I would assume you could just cash the money in a bank if they asked pre-closing.4) If you're considering reaching out for more information, feel free to let me know.Lastly, regarding the policy with Mass Mutual (or NW Mutual too), it may not be advisable to use them for your intended purpose.