i need a short term loan (40k) against the equity in my primary residence. i own it free and clear. it's valued at 65k. i have no stated income. credit score 675. $0 debt. i've inquired at the banks about heloc, but h...

There is no canned script, as the goal is to get the loan from an individual who is unique, every deal will be different.

Real Estate  I would say is a good tool for savings and build up for the futureIf you are consistent and "lucky" you can become comfortable, if you extremely lucky maybe richI personally don't trust stocks, mutual funds, for me Real Estate in my unique option

Ultimately, every individual's situation and goals are unique, and no web site will be able to provide you with the specific information you need to achieve success.The best thing to do is to consult with a firm or tax consultant who specialize in this area.  

Based on our "unique" situation (as everyone is unique).

I read on a different thread that someone used spiderman stamps and saw a good response rate so I definetly say use unique stamps! 

It is a very unique area.  

Each list will have a unique function and unique combination of fields (in addition to the normal ones like name, property address, contact info, etc).

I don't have anything to add but I did want to say, that house has very unique curb appeal. 

I think you are going to be surprised over the "unique" problems you run into that are going to run your expense up much higher.