Realtors, investors, future investors, lenders, wholesalers etc...I want to start investing eventually, it'll be easier with a team.

It suits my needs, it's free, it has consolidated a lot of things I used to have to use different platforms for and I like the HY savings account.

For me it started out being a RE broker and listing other developers product 50 years ago :) so you kind of grow into it..

The cost for the 20 year test was more expensive than just the 2 year test, but if you figure that passing this and not having to re-test every 2 years, you are saving a TON of money. 

I'm just starting out and thinking of investing in the central valley as I travel there often (primarily Fresno/Bakersfield).

There are dozens of due diligences that have to be looked at on getting to a real starting number. 

Keep exploring and stay persistent—there are opportunities out there that can help you expand your portfolio.Remember to incorporate tax savings into your strategy.

This is 100% leveraging, which is high-risk, and it probably doesn't make sense because the loans will be more than the income.This property sounds like a good opportunity, but I recommend you find a way to save up for the down payment.

Saves me from having to transfer any amounts that add up into a separate interest earning account. 

Start attending local meet ups.