Remind them that if they were to sell for $225,000 on the MLS they would have to fix the mold and fix the property and have $13,500 in realtor fees and have to pay capital gain taxes on their profit.

That is a great reminder.

This reminds me of back in the day, one of my best friends’ mom use to say stop hanging out with this particular person….

It reminds me of the time the tenants were using a gun to clear the room of c@ck roaches."

They spend their money out of fear and shame, fear and insecurity that in the effort to learn something themselves they will be reminded that they are not the sharpest tool in the shed, shame and vanity that they won't be able to learn it as fast or seemingly with as little effort as if someone taught it to them.I am also pretty sure that most people who sell real estate education are straight-up con artists.

Once again, I will remind you, I DID NOT say there was a housing crash coming.

Your story kinda reminded me of the first house that I bought back in 2009. 

This reminds me of my parents selling their house in Cupertino CA. 

lol that reminds me of the show Arrested Development.

Loftus 60k in undergrad loans, 415k in dental school loans, 12k in credit card debt over the last 6 months. your situation is very typical for a new doctor. not too bad. only 60k undergrad and 12k cc debt are little high. the real difficult parts are marriage & your current mindset. many replies give some solutions which i think it is practical.   2 things to remind my colleague:1. you are in a very difficult profession. try to make more in a short time/retire in 11ys put you at more risk professional. be very careful.2.