What are some companies you've worked with, pros/cons of their business and amount in fees they charge?

Keep in mind that refinancing involves closing costs and may require meeting certain eligibility criteria, but it could provide an opportunity to transfer the property to your LLC.Consulting with Legal and Financial Advisors: Seeking guidance from a qualified attorney or financial advisor who specializes in real estate investments and asset protection can provide valuable insight and assistance in navigating the transfer process.

Ok, I'll bite.....give an example of a home that is affordable, sustainable and desired by many.Remember it is critical that you as the business owner (and your partners/investors) make a good profit after paying overhead and operating expenses.

Business credit & personal savings How did you add value to the deal?

As everyone has stated, HML are normally for business purposes.

We have a normal REI business with this 4-plex on the side and it takes some juggling. 

Yes you can use the cash out proceeds to payoff a mortgage balance for an investment property since it is still qualified as business purpose use. 

LLC's are more used by larger investors and people who do not qualify under their personal names and have to ue business purpose loans and they require the property be in an LLC and not an individual.

., rural quadplex STR) and no direct lender can do the deal, then it makes sense to reach out to a broker and cut them their fee, as they can help you navigate the market more easily to find funding for your deal.  

Thoroughly research the industry, field, business you’re interested in to see if there’s a “niche”, unique approach, unserved customer base, or anything similar that can be exploited to earn income 3 standard deviations above the mean.