Thanks @Dave Foster. 

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bank of West (BNP Paribas) 60% LTV ELOCs BB&T will loan on a rental portfolioBBVA Compass Bellwether NH and MA 85% to 100%, draw 10 yrsBoeing employee credit union California: Cal Coast Credit Union and Fremont BankCitizens Bank -Minnesota, only in-state.

What is a good ratio between number of properties managed to number of employees? 

-Daily maintenance issues and cap-x - Being on top of all workers - Creating a schedule and making sure they stay on top of it.Being on top of super -Being on top of maintenance crew -Being on top of a potential manager hire -Payroll and paying anyone/ Sending out checks to employees or contractors (separate from paying general bills).

Thank you @Dave Foster and @Bill Exeter.

if you have a manager for your crew then you can create a check-in check-out sheet that needs to be used daily. and whoever loses the item depending on the value either has to replace, repay, or lose their job this has many downfalls, like maybe someone signs for the item and someone else takes it, theirs no way of knowing that, again it's part of the business and you should never work with low-quality employees might be cheap at that moment but will cost you greatly in the long run. hope this helped have a blessed day 

I've been encouraged to foster a relationship with a small regional bank so I can be privy to their note tapes.

@Duane Winkel I wanted to market directly to employees of a nearby hospital which has resulted in 2 doctors and a highly specialized nurse over a two year time period.

One major factor to consider with these seasonal areas is finding employees.

@Dave Foster thank you all for your advice!