Good afternoon,Hoping someone can lend a hand here.I am currently in the midst of getting a new homeowner's insurance policy for a LTR that I own in Cape Coral, FL... as my previous insurer is pulling their coverage in the state of Florida. 

Currently, you could say we are both low-income; I'm a barista and he works in sales.

There's a variety of ways to get a deal in front of you (I'm mostly a flipper), but basically if it looks promising, I run custom comps queries and check the current & past $/sf of renovated/distressed product in that city or zipcode.Here's a chart on 90066 I generated from my tool under Market Stats > Sales Data > Specific Zip Code:- My above chart (more available) shows the Avg Renovated $/sf (High) over time in this Zip Code, something completely different than charts/providers based on Averages/Medians only, like every other platform (RedFin Below, https://www.redfin.com/news/data-center/):- Can't select smaller locations such as City or Zipcode for their $/sf data, so it's useless helping me underwrite/verify a deal.- Can set Zip Code for Median Sale Price data, but again it's the median/avg so it's useless helping me underwrite/verify a deal.Then if that looks decent, I'll run Sales Comps, and get a quick summary of some key metrics based on those comps.

2) My current true-up date is May every year.

But still, the situation isn’t just with the current circumstances, it’s also just a way for me to put myself through school on the process.

Many lenders have investment property experience requirements, meaning the borrower needs to document owning an investment property currently or previously..

I'm looking for advice on whether if it's worth it to invest on a triplex with all 3 units delinquent for over a year and owe more that $30K to the current owner.

I also currently use Homes by Huffman, Chadd, and he is good.

I am an out of state investor currently and currently own a number of properties in CA and TX.

The Father works in construction project management consulting and can make about $5000 per month over the course of a year; however, it is cyclical and currently does not have a contract.