I am a web developer, creating a website for a Property Management company. One of the requirements is for their clients to be able to pay their association fees online.

I told them I would investigate some of the ...

I’m mired in HOA hell… please help!

I am first time buyer.However, I have been living in this community from past 5 yrs paying my HOA fee duely.

Some other expenses are property management, marketing, HOA fees, insurance & taxes.

Generally, I don't like condo's because the HOA is a never ending partner that can cause you trouble by has no interest in your success.

You have to remember, with condos there is a HOA due rented or not.

Home is not in a HOA, not really in a subdivision, we're just one street with maybe a dozen homes.We have deed restrictions, but those restrictions pertain to what type construction is allowed and livestock (only horses allowed, with a limit of 2 per property).

Is there typically a developer/HOA that owns the common areas and will provide the exterior improvements?

I've never even looked at a condo before.I asked her for details on the note, and she told me it was a 15 yr note for $30,000 with a rate of 11% (I believe).His monthly note is $309 and the monthly HOA is $140.

Six months PITIA, (A= anything else, like HOAs) is the number lenders want.