In FL I have a lender who gets the 10% second home loans done easily. 

To build a support team, join groups for real estate investing, take part in BiggerPockets online forums, and go to meet-ups for property deals.

Your loan may be dependent on the income you are getting from the other side.

Escrow and reserves is $440 a month, I was thinking of offering payments of $1k a month and 5% interest for the 5-10 year loan term?

However, my loan was an ARM, and is currently at 5.5%, but will be resetting within the next year to market rate.

One thing to be aware of is that if there's a loan, moving the property to an LLC may technically allow the bank to call the loan.

To me paying 1% extra on a loan for 3 years and saving some money on down payment not worth the risk.

Post ads online on big rental sites like Craigslist, Zillow, Trulia, and Apartments.com, as well as on social media like Facebook Marketplace, Facebook Groups, Instagram, and Twitter.

(Maybe there’s more than two, if you know any others please let us know).  1- do more deals (investments, loans, etc.)2- do bigger deals (investment, loans, etc.)I chose bigger exclusively.  

Land is used to secure a hard money construction loan (CL).