However, if you consistently have hard inquiries on your report and a low credit score, you may be viewed as a risky borrower If you have a good credit score, the effects on your score could be minimal, especially if you've been keeping your balances low.

Minimal risk and upfront investment and nice returns.

Cash flow is a main priority for me which is why I am exploring creative strategies to minimize my monthly payments and put less money down such that I can spread my money across multiple properties.

The idea that you can build wealth without putting any money into it is a recipe for disaster and the sales pitch of gurus trying to steal your money.

Some inexperienced investors settle for this and when there are cost overtures and minimal profit realize their error.  

The idea that you can build wealth without putting any money into it is a recipe for disaster and the sales pitch of gurus trying to steal your money.

Not the highest ROI, but the value of the house is about 15% more than what we have in it, and our cap expense going forward will also be minimal.

Although it isn’t the highest ROI, the value of the house is about 15% more than what we have in it & our cap expense going forward will also be minimal.

Otherwise have them do seller financing at minimal down at low interest rate to you.  

I have poked around at a few and it seems that many of the popular ones are just sales pitches for guru courses, which I am not particularly interested in.