Ive met with sellers who cant go on market because they cannot afford the commissions or don't have enough equity to cover the cash offers flip investors submit.

This is very similar to adjusting DTI if the borrower owns cash flowing rental properties in addition to their primary residence. 

I find data on free sites like Zillow extremely helpful for days on market for certain homes, and it allows you to sort by bedrooms to see how long a potential property may sit on the market at this moment (great for comping rent prices in the area as well)if I were to live in the property, I would take advantage of the FHA low down payment option to keep cash in my pocket for Reno costs  Hope this helps!

Hi All - looking to get some advice on how much I should have in cash when seeking a property in North Jersey at 5% down.

The tenant pays me $175 on the side so I'm still cash flowing a few hundred overall.

It's been about 20 years since I have gotten a mortgage since I usually pay cash.

. :-)If the point is just to have cash you can do a cash out refi and get 75-8o%.

That is a $40K discount or $40K cash back to you as an Academy investor on a brand new $400K home from one many national builders across multiple different markets.

But in terms of cash flow I like this more than an EV charger or renovation.

We each hold a 50% interest in the LLC.The values of each house are approximately the same, and there are no loans or outstanding debts.He wants to cash out so we thought a good strategy might be for us to sell one of the houses, and let him take all of the proceeds, and for me to take full ownership of the other one.Essentially, I am looking to swap my half interest in one of the houses for his half interest and the other one.