Over time i have found that the whole virtual networking with the local people generates as many deals as my mailings do.

But, I've not found much that will generate positive cash flow in Denver.

In my opinion and especially in my market a $250K property that generates $25K in rents or possibly $30K is not a good investment for my rental portfolio unless there is some very strong appreciation.On a side note, I might be willing to give you a straight 12% on your money.

Normally, income generating properties are held in LLCs for the asset protection and a C-corp is used as a management company.

Because, I find it curious that there is no standard resource from which HOAs generate their rules and regulations which govern owners.

I recently moved to Top Producer Websites to allow me to get MLS search and lead generation connectivity easily.

There is no way to determine how much a broker/lender earns because as the other poster has indicated, there are several ways for a lender to earn his/her livelihood...Junk fees, YSP and SRP are just a few ways lenders generate income per loan...Further complicating this issue is the current disclosure laws in place; brokers are required to disclose YSP, while lenders do not have to. 4.5% is ridiculous regardless of loan size; I bet your current broker loves you!

When I buy a rental property, I know exactly how much cash flow it will generate and exactly how much equity I will have starting day one.

I do agree with r2d246 that rentals are the best way to generate income and build wealth over time, but I think starting with a large apartment complex is an invitation to disaster.Mike

What forms should I have ready so he doesn't have to completely generate everything?