I also have a fair amount saved up for a DP, and for context I'm looking in the San Francisco Bay Area, where one of the biggest upsides to real estate in the appreciation, so hoping to get something at a discount w/ the shift we're seeing in the market.

Also, when markets shift, prudent investors shift with it.

I have shifted my focus to longer term appreciation paired with living for little to nothing.

Day shift and night shift work. 

I started my career in banking and afterwards founded two companies before shifting my focus full time into syndications.

Please see case study belowGiven the management fees and the recent rise in interest rates, we need to expand and/or shift our target markets from Denver, Austin, and Seattle...

Please see case study belowGiven the management fees and the recent rise in interest rates, we need to expand and/or shift our target markets from Denver, Austin, and Seattle...

Please see case study belowGiven the management fees and the recent rise in interest rates, we need to expand and/or shift our target markets from Denver, Austin, and Seattle...

Nazgul,99.99% of the time no property or liability policy will pay for subsidence (shifting soils that cause cracks in the foundation/walls of your home). 

That means buying deeper and TRULY understanding the numbers on a project as well as understanding how the market shifts.