On the other hand, co-managing with a sibling can be problematic.They say wait 6 months.

Welcome to BP Sierra,First, you can try to get a contract from a Realtor, if they don't hand them out you could make a really low offer on something and get a copy (lol), but that should be examined and modified for your use.

When I spoke with an officer at a small bank, he was looking to form relationships with investors who would take "commercial" NPN off his hands, so that he didn't have to do the foreclosing.

You "download" it to your hands in order to have access.

I can probably get 2-3 single handedly, but will need CREATIVITY going from there.

I imagine that when you had a full time day job you sub'd out most if not all the hands on carpentry work.

Any monies withheld are not meant to slap the hand of the contractor but cover financial losses arising from one partner failing to do their part.

Generally that comes with hands on experience, but it could come with your cousin if he going to be generous with his time and guidance.

But do you have any ideas why he would want me to hand over ownership before it's refinanced?

You may also take on other liabilities in doing this, not only claims of missing jewels, but taking property that has much more value than the amounts owed, as with any lien, you're only entitled to amounts owed from the damages, not just any amount you can get your hands on.