My term is 1st+last + security. 3 times rent of about 900$ is not something ordinary people (not rich but "working") should have?

I believe you can put down as little as 3.5% and even if you just secure a duplex, you could live rent-free (off the rental from the other side) and could save up faster for your next purchase. 

This would also afford me the security of having around $6K cash flow monthly coming in from my business should I have some unforeseen “bumps in the road” with my rookie real estate investing but also afford me true potential to grow my real estate portfolio.Plan B is to sell my business and use the cash to purchase several multi-unit properties or even an apartment.

I don't understand how people in a very competitive industry can turn down business - especially when I've discussed what I want to do in the next 6 months and told them I have secured my funding. 

@Glenn McCrorey the last time I went in a bank and mentioned your name, I was quickly escorted out by security!!

I just read something on the Freddie Mac page that refers to illegal flipping techniques. 

We do not currently have the funds to absorb a failure of the heating system, but there's enough income to budget 10k annually for capex and still hit a 10% cap rate, so it's something we could remedy within the first year or two.I reached out to a business contact and asked if he would secure contingency funds in exchange for a percent of AFFO (basically, we'd pay him a portion of the income in exchange for the right to use him as a private lender in the event that one of the systems failed before we replaced it).

We installed a security camera and she’s flipped us the bird twice today.

My lowest cash flowing property using this technique, (the amount I get to keep) is about $600 per month after paying the mortgage. 

this will keep you out of the hood this will give you a nice shot at safe secure investment.. and maybe god forbid some gambling appreciation.also will tend to have better schools and because your buying right at or close to the median you actually have people buying homes to live in as owner occ which stabilizes the area and keeps the thefts down. when you buy at the bottom of the median or 50% of it or less.. what does logic dictate.. same with rent.and if your sitting on the west coast not really knowing or in Sydney or Hong Kong.... quality of tenants does not move DOWN exponentially with values and rent rates.. it does the exact opposite it get riskier and riskier.