I would prefer to go with a established company (rather than an individual hustling on the side) with streamlined processes, transparent online accounting, and a long and strong track record. 

@Don KonipolWe have done very similar on a quasi participation agreement where it’s a 12% loan and 2 points at $500k.

I am a general contractor as well as a commercial loan broker and so far this market have been well for us.

For the baseball cards, you can go online and see how much they go for.Congratulations!

I was reading online about REITs.

I just found out about BP through a search online a while back but I haven't been activate for a couple of years here.

We have about 20% as a "down payment," but I assume that avoiding a traditional loan would be the best way to avoid extra fees and costs.Have you ever purchased a home from a family member, and if so, how did you come up with the money? 

If rate come down and  you refinance out of current loan, another appraisal will most likely be done again, no need to pay it twice.  

Currently conducting research and finding that most software is limited when it comest to:• Current Equity in the property• Updated Appraisal Value• Updated FTV %Reonomy has some of this information IF there is a CMBS loan; however, it only shows the appraisal value at the time the load was issued... so, it was issued in 2019 thats where the appraisal value stops, leaving a 5 year gap.

In FL I have a lender who gets the 10% second home loans done easily.