If you can get in 2 properties that break even at the end of your 5 year mortgage term your pay down and appreciation will be fantastic, versus a couple extra bucks you saved from paying the CMHC with 20 down.Do some homework first, if you can't qualify for a second property with your leftover down payment consider reducing the CMHC and interest with the full 20% down.

We are all from different places and it never hurts to share best practices with each other just to see how we could improve in our daily operations.I know you don't have to do this but I truly appreciate it. 

They wanted us to over-improve for the value of the house.  

Definitely a fixer upper, like $25/foot for interior, exterior, landscaping, asphalt improvement.

After spending over 18 years in the healthcare industry, primarily in Nutrition & Wellness, Quality & Risk Management, Patient Safety and Performance Improvement I've decided to do something a little different.

I am focusing on wholesaling multi-family Class B & C properties, in c+ areas, no war zones, between 5 and 50 units, with a value play to them like high vacancies, deferred maintenance, improved management, repositioning, or rehab in Western WA.

With that to the side, I recommend getting yourself set up for real estate first by improving your credit, cut debt if you have any, do odd end jobs or get a second job to save, be creative about work too such as put yourself up on Craigslist to put up lights for people for Christmas so they don't have to.  

Either way, obviously it is much easier if the agent knows you personally versus someone they don't know asking for access.

If you buy at the right time and in the right location, you could get yourself a bargain deal that will increase in value as your neighborhood improves.

I like those kinds of deals versus showing a high cap with an over inflated leases on the books that might trade down.