A "rep" came across my reia fb group claiming all kinds of different loans @ 5% intrest and I cannot find anything about them online.

well this is pretty standard for todays day and age syndicated multi family deal.I think the only issue maybe the refi is not as appealing in a few years with higher rates.. however as stated pretty common set up and common terms. 

i have but the problem is i don't have any money to front on the deal, which means any kind of lending is much harder.

I live in an area where wood stoves, pellet stoves, and fireplaces are pretty common so most people understand how to use and maintain them.

I am kind of (sort of -ish) going through something similar.

Do people do this kind of thing? 

For most small businesses, lenders will require a personal guarantee from the members for any kind of loan.

I think it would be a great opportunity to share knowledge and meet people with common interests in RE investing/landlording/financing/etc. 

@Joshua Von Schlutter this is a very common question and they both have their pros and cons to them.Line of CreditTwo of the common areas of concern for LOCs I see out there is the 10 year maturity date and the adjustable rate.

Kind of stuck.