Is it best to contact absentee owners who are out of state through direct mail or cell them? 

Just like cell phone companies, they will be super nice to a potential and/or new clients.

The seller must be related by blood, marriage or law or demonstrate a long-standing, family-type relationship to gift equity to the borrower.

I see more blood in the streets, I just have no clue how it will all play out.Great Thread!

I have a couple of friends in the military and it is true that when they are deployed that their domestic cell phones usually do not work. 

He had a BUYER (investor) agree to pay both agent's cell phone bills for the following 12 months just to keep the deal from falling apart since there was no room in the deal for commissions anymore.  

You have Craig's cell number and the office number also.

The banks will have to be puking up houses, there will be blood in the streets and nobody will want anything to do with real estate.

Gary, in that case, please accept my apology, your question did not come across to me as asking methods as much as how can you, which then, as you know, you can't get blood out of a turnip, if it's not there, you don't get paid.

Get a google voice number for free that rings through to your cell phone.