Where can I go to borrow money to give the contractor in order to get the project started?

You can get creative with recasting mortgages, refinancing, etc. but at the end of the day these things cost you money. 

Your cost of living sucks in NYC so that hurts as well.You say you want financial freedom, but what you really want is time freedom and the only way to get time freedom is through earning money to give you that.

Currently I like the idea of having long term rentals for my future, but I really enjoy managing my place and think that I would enjoy doing property management as I would get to help others make money and help find a home for future residents.

If yes and yes money back or discount or sue and confirm they face penalties for failure to disclose and that they “remember” to disclose to next buyer. 

I could also take the money from another source, but wouldn't be able to carry the 2 mortgages on personal loan I don't think.

Are you spending money on lead generation?

I don’t want to be convinced that the quick money will be better than waiting it out for an offer that makes more sense.

3) what’s the plan if they spend that $3,500 and a month later another $2,000 bill comes up?

Then you transfer your existing IRA funds (except Roth money) into the checking account associated with your trust.